Why Get Pre-Qualified?

1. Pre-qualification acts as a dry run of the loan application process. The mortgage lender will use details you provide about your credit, income, assets and debts to arrive at an estimate of how much mortgage you can afford. The whole process may take only minutes or a few hours at most, and is free.

2. While a "pre-qual" is non-binding to the lender (because the information you provide has not been verified), it does serve as a good indication to potential sellers of your general creditworthiness.

3. These days most sellers will NOT accept an offer without at least a pre-approval letter, so if you are serious about buying this is the first step towards getting you in your new home.


A-Investor Qualification Product

1.   Borrower is qualified based on cash flow of the subject property ONLY!

2.   No Income Verification or gross rents needed at all on 75% Loan To Value or less

3.   No Borrower income or employment needs to be verified

4.   4506 T not required

5.   Debt-To-Income  not calculated

6.   No limit on properties owned

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